Trying to figure out the name of the movie

Trying to figure out the title of the movie that i saw back in 2004 or 2005 that had blonde teens in it. In the movie the blonde teens talked dirty to each other by calling each other fucking slut and bitch as they fingered each other until one of them came. After that scene it involved the same girl, but this time it was a boy girl scene which started off with a guy in his late 40s jerking off to her across the living room. And the blonde teen who sat across from him was just teasing him and enjoying her self with a dildo by sticking it in her pussy. Later on they fuck and there was more to it, but I didn't get the chance to see the whole movie because it was a rental and had to return it. I was 15 when i watched it and man im dying to know what the name of the movie was.